National Bank InterDeposit Company (NBID) is the first bank-owned, bank-driven reciprocal deposit network, formed to give community and regional banks direct oversight, transparency, and long-term alignment over a critical component of their deposit infrastructure. NBID is governed by a Board of Directors composed of senior bank executives from institutions across the country, representing a broad range of bank sizes and geographies. (https://www.nbid.com/board) Through the NBID network, banks can offer expanded deposit insurance, attract and retain large-value deposit relationships, source funding on demand, and manage balance sheet size - helping address uninsured deposit exposure, liquidity management, and funding cost challenges. The network operates at materially lower costs than legacy deposit platforms and is governed by its participating banks. NBID delivers modern, API-driven technology, streamlined operations, dedicated institutional support, and a profit-share model that returns value directly to participating banks. All participating depository institutions receive a membership interest in NBID and governance oversight.